**WEEK IN REVIEW** The XRP Ledger is set to fix its lending code before anyone can use it, with validators having a bug-fix patch on course to go live Friday. The lending system it partly repairs is still 10 votes short of approval. France's parliament approved a vote to hit stablecoin trades with a 31% capital gains tax, removing tax deferral for MiCA-compliant stablecoins starting January 2027. Ripple brought Wall Street into 24/7 stock bets, but HSBC warned markets are still thin. Franklin Templeton added $150 million in fund shares to XRP Ledger, all in one wallet. The XRP price fell to $1.33 as whale inflows hit a seven-month high, with ETF buying slowing and traders watching critical support around $1.25. Ripple teams up with $10B payments firm Arf to expand RLUSD use on XRPL, supporting short-term financing as the network awaits native lending approval. Singapore, Malaysia, and Thailand central banks expanded a cross-border stablecoin initiative involving Ripple, Visa, and Mastercard. **VALIDATOR SECTOR** The official XRPL Foundation repositories reported the following xrpld package streams: - stable (Debian): xrpld 3.4.1-2 — published 2026-10-09T23:58:39.201Z - stable (RPM): xrpld 3.4.1-2.el9 — published 2026-10-09T23:58:04.671Z - release candidate (Debian): xrpld 3.5.0~rc1-1 — published 2026-10-20T13:31:28.154Z - beta (Debian): xrpld 3.4.0~b3-1 — published 2026-08-27T19:29:05.721Z - development (Debian): xrpld 3.5.0~b0-1220.20261001gite6055dd — published 2026-10-01T20:27:32.502Z Package publication is release information; it does not prove validator adoption or network health. Review the official XRPL Foundation package repositories. **TERRAMIKE'S TAKE** I'm keeping the future tense on a short leash because a chart is a receipt with mood lighting, not a magic eight ball. Read the links, keep the caveats, and let the record do the teaching. **HISTORICAL NOTES** - 2026-10-19: XRP Ledger is set to fix its lending code before anyone can use it. Validators have a bug-fix patch on course to go live Friday. The lending system it partly repairs is still 10 votes short of approval. (Source: https://www.coindesk.com/tech/2026/10/19/xrp-ledger-is-set-to-fix-its-lending-code-before-anyone-can-use-it) - 2026-10-20: France's parliament approves vote to hit stablecoin trades with 31% capital gains tax: Amendment I-3898 removes tax deferral for MiCA-compliant stablecoins starting January 2027. (Source: https://www.coindesk.com/policy/2026/10/20/france-s-parliament-approves-vote-to-hit-crypto-to-stablecoin-trades-with-31-levy) - 2026-10-21: Ripple brings Wall Street into 24/7 stock bets, but HSBC warns markets are still thin. (Source: https://www.coindesk.com/markets/2026/10/21/ripple-brings-wall-street-into-24-7-stock-bets-but-hsbc-warns-markets-are-still-thin) - 2026-10-22: XRP Ledger bug fix moved to November after validator support dipped for two hours. (Source: https://www.coindesk.com/tech/2026/10/22/xrp-ledger-bug-fix-moved-to-november-after-validator-support-dipped-for-two-hours) - 2026-10-24: Franklin Templeton adds $150 million in fund shares to XRP Ledger, all in one wallet. (Source: https://www.coindesk.com/markets/2026/10/24/franklin-templeton-adds-usd150-million-in-fund-shares-to-xrp-ledger-all-in-one-wallet) TAGS: xrp,ripple,xrpl,weekly-summary,terramikes-take TAKE_X: XRP Ledger fixes lending code, Franklin Templeton adds $150M to XRP Ledger, France hits stablecoin trades with 31% tax.

TERRAMIKE’S TAKE

This week’s XRP record is in the links and daily notes. I’m reading it like a teacher with a red pen and a sense of humor: first separate confirmed events from commentary, then note the dates and sources. Price, supply, ETF, and XRPL activity can provide context without becoming a crystal ball. I’m keeping the future tense parked because historical evidence is useful precisely when it stays attached to what was actually reported. The archive is here to teach the timeline, not perform magic tricks.