WEEK IN REVIEW
The XRP Ledger (XRPL) saw significant developments this week, with Ripple securing a US banking charter, expanding its institutional business, and launching new products and services. The market experienced a selloff, with Bitcoin, ether, and XRP prices declining, but a rebound has since started catching short sellers. The XRPL NFT sector has seen significant trading activity, with various collections experiencing substantial volumes.
Ripple's RLUSD stablecoin received an A2 long-term rating from Moody's, citing its Treasury-heavy reserves. The XRP Ledger developers proposed creating wallets with zero XRP for stablecoin payments, which would allow companies to cover the reserve for customer and AI-agent accounts. Aviva Investors launched a tokenized share class of its Sterling Liquidity Fund on the Ripple-backed XRP Ledger.
The validator sector saw no notable package activity this week, with the official XRPL Foundation repositories reporting the same xrpld package streams as last week.
VALIDATOR SECTOR
The official XRPL Foundation repositories reported the following xrpld package streams:
- stable (Debian): xrpld 3.4.1-2 — published 2026-10-09T23:58:39.201Z
- stable (RPM): xrpld 3.4.1-2.el9 — published 2026-10-09T23:58:04.671Z
- release candidate (Debian): xrpld 3.5.0~rc1-1 — published 2026-10-20T13:31:28.154Z
- beta (Debian): xrpld 3.4.0~b3-1 — published 2026-08-27T19:29:05.721Z
- development (Debian): xrpld 3.5.0~b0-1220.20261001gite6055dd — published 2026-10-01T20:27:32.502Z
Package publication is release information; it does not prove validator adoption or network health. Review the official XRPL Foundation package repositories.
TERRAMIKE’S TAKE
The XRP Ledger is making progress, but it's essential to keep things in perspective. The market is still recovering from a long-term bear market, and it's crucial to monitor the market conditions, news, and validator activity to make informed decisions. The proposed change to create wallets with zero XRP for stablecoin payments is an interesting development, but it's still in the experimental phase.
HISTORICAL NOTES
- 2026-10-25: Four closures completed the full lifecycle today.
- 2026-10-26: XRP is showing $1.2900 with a -0.38% 24-hour move.
- 2026-10-26: Franklin Templeton adds $150 million in fund shares to XRP Ledger, all in one wallet.
- 2026-10-26: Aviva Investors launches tokenized share class of $29B Sterling fund on XRP Ledger.
- 2026-10-26: Hong Kong names Nasdaq-listed Solana Company a strategic enterprise.
- 2026-10-27: XRP is showing $1.3100 with a 1.81% 24-hour move.
- 2026-10-27: Ripple gets a final go-ahead to launch its own U.S. national trust bank.
- 2026-10-27: Aviva Investors launches tokenized share class of $29B Sterling fund on XRP Ledger.
- 2026-10-27: Ripple expands BNY custody deal, brings C2FO trade finance to XRP Ledger.
- 2026-10-28: XRP Ledger developers propose creating wallets with zero XRP for stablecoin payments.
- 2026-10-28: Treasury's Bessent sees crypto as America's next tool for keeping the U.S. dollar on top.
- 2026-10-28: Ripple, Robinhood expand partnership to bring RLUSD to retail and institutional markets.
- 2026-10-29: XRP is showing $1.2900 with a -1.73% 24-hour move.
- 2026-10-29: Solflare Pledges to Pay Missed Rewards.
- 2026-10-29: Moody's Rates Ripple's RLUSD Stablecoin A2.
- 2026-10-29: Ripple Expands Institutional Business.
- 2026-10-30: XRP is showing $1.2300 with a -4.64% 24-hour move.
- 2026-10-30: Bitcoin, ether and XRP selloff wipes out $1.5 billion in leveraged crypto bets.
- 2026-10-30: XRP Ledger developers tighten the rules for who can hold 'restricted' tokens.
- 2026-10-30: Ripple expects $900 million annualized product revenue run rate as institutional business expands.
- 2026-10-30: Moody’s assigns investment-grade ratings to Ripple’s RLUSD stablecoin.
- 2026-10-31: XRP's price sees 1.39% 24h change amidst $1.5B crypto liquidations and a rebound in the market.
- 2026-10-31: Crypto Biz: Bitcoin’s quantum threat is becoming an economic problem.
- 2026-11-01: XRP is showing $1.2500 with a 0.39% 24-hour move.
- 2026-11-01: Crypto Biz: Bitcoin’s quantum threat is becoming an economic problem.
- 2026-11-01: Ripple news: 1 billion XRP unlocked as price holds near $1.25.
TAGS: xrp,ripple,xrpl,weekly-summary,terramikes-take TAKE_X: XRP Ledger makes progress, but market recovery is ongoing, and it's essential to monitor conditions, news, and validator activity.